Good News for Some FHA Applicants with Napa Foreclosures

By | Advice, Buyers, Mortgage, Short Sale / Foreclosure

There is encouraging news for some prospective homeowners with a Napa foreclosure in their recent past: more common sense seems to have entered the picture. The financial crisis that began in 2007 caused global disarray: across the U.S. (and Napa was no exception), large numbers of responsible homeowners were clobbered by the fallout, often finding… Continued

July 13, 2014

Off the Deck: Real Estate the New #1 Investment Choice

By | Advice, Buyers, General, Mortgage, Sellers, Short Sale / Foreclosure

For Napa real estate investors (BTW, that includes homeowners and soon-to-be homeowners of all stripes), there’s some long wished-for news: the solid reputation of real estate as an investment is back! After years of falling off, the latest Gallup poll on the economy and personal finance finds that Americans are now convinced that their best… Continued

June 11, 2014

Napa Interest Rates: All Quiet…for the Moment

By | Advice, Buyers, General, Mortgage, Short Sale / Foreclosure

Napa homeowners who had been bracing themselves for sharp rises in mortgage interest rates must now be scratching their heads. As the online Mortgage News Daily put it last week, “…rates have been extraordinarily sideways, and right in line with the lowest levels in 11 months.” Since historical averages are still significantly higher, it’s no… Continued

June 8, 2014